Each state mandates different auto coverage and allows purchasing different auto policy components. In California, according to California Insurance Code §11580.1b, every driver must purchase bodily injury liability and property damage liability coverage in the amount of:
- $15,000 for bodily injury or death to a single individual.
- $30,000 for bodily injury or death for all persons involved in an accident.
- $5,000 for personal property damage.
That’s about to change, though.
California Auto Insurance Changes
California Senate Bill 1107 becomes effective on January 1, 2025. It increases the auto insurance minimums to the following:
- $30,000 for bodily injury or death to a single individual.
- $60,000 for bodily injury or death for all persons involved in an accident.
- $15,000 for personal property damage.
Your Crown Reinas Insurance Agency agent can help you update your policy to comply with the new legal requirements. We can also help you add coverage to protect your vehicle and pay medical costs.
Auto Coverage You Can Add to a California Policy
You don’t have to accept the minimum coverage only. In California, you can add any of the following coverage types to an auto policy:
- Comprehensive
- Collision
- Uninsured/underinsured motorist
- Medical payments (MedPay)
- Roadside assistance.
You can also increase the amount of bodily injury liability and property damage liability coverage beyond the minimum. Let your insurance agent help you determine which types of coverage best suit your needs.
Contact Us Today
Let Crown Reinas Insurance Agency help you update your auto insurance to cover your liability, vehicle, health, and well-being. Call or email us today.
