There are a lot of different kinds of commercial insurance, and you may need some of them for your business. One of these is commercial auto insurance. When you need a commercial policy for your company’s vehicles, we’re here to help. Just give us a call at Crown Reinas Insurance Agency in California.
Required Auto Coverage in California
When your business owns a vehicle, that vehicle is required by state law to have a commercial auto insurance policy. Typically, drivers with personal vehicles must have auto insurance in the state, but that isn’t enough if it’s a commercial vehicle. The policy must be a commercial one. This protects your business because you know that your policy will pay out if an accident comes with expenses for which you’re liable. If you have a personal auto policy on a work vehicle, it likely won’t pay for an accident because you have the wrong type of policy. It would be best if you had the right policy to protect you against what could be a costly accident to take care of.
Auto insurance Coverage
Your commercial auto insurance policy needs at least two different coverage types, though it can have more if you choose. These are property damage liability and bodily injury liability. Each of these companies handles another kind of bill that can come in after an accident. You might also want to have collision coverage on your policy. This pays for the damage to your company’s own vehicle if it’s been in an accident.
Get Commercial Auto Insurance in California
If your business owns one or more vehicles, we can help you get the coverage you need. Contact us at Crown Reinas Insurance Agency of California to get started.
